is an affordable way of leaving a cash sum to help your loved ones after you’re gone. As long you’re aged 50 - 85 you’re guaranteed to be accepted with no medical or health questions whatsoever. After you’ve had the Plan for two years, we guarantee to pay out a fixed cash sum on your death. We simply ask that you keep paying your premiums for life, as there’s no cash-in value if you cancel the Plan at any time. Choose a premium you can comfortably afford, from just £6 a month, and then relax knowing your premiums will never go up and your cover will never go down. Just be aware that, depending on how long you live, you could pay more in premiums than the cash sum paid out. Also, inflation will reduce the value of the cash sum over time. Leaving a cash gift for your loved ones is easy and straightforward with the Sun Life Guaranteed Over 50 Plan. Get a no-obligation quote now. If you’re happy with your quote you can apply online and get instant cover.
If you are over 50 to 85 we can recommend this policy as you are guaranteed to be accepted with no medical or health questions whatsoever.
The Guaranteed Over 50 Plan provided by AXA Sun Life plc trading as Sun Life Direct is a simple way to leave a fixed cash sum after you’re gone. For a fixed monthly premium you can leave a cash sum for your loved ones. This could help towards outstanding bills or provide a nest egg for children or grandchildren.
Why choose the Guaranteed Over 50 Plan?
A guaranteed fixed cash sum and no medical or health questions
Provided you’re aged 50 – 85 and a UK resident, we guarantee to accept you.
We’ll pay out the fixed cash sum on your death as long as you’ve been paying into the Plan for at least two years.
If you die in the first 2 years, we’d pay back all the premiums paid, plus half as much again.
Because the cash sum is fixed, inflation will reduce its value over time
Triple travel accident death benefit from day one
If you were to die in a travel accident, or within three months of an accident as a result of your injuries, we’d pay out three times your fixed cash sum.
Affordable premiums that never change
You can choose any premium from £6 to £74 a month, as long as the cash sum doesn't exceed £20,000.
The premium you choose will never go up and your cover will never go down – no matter what happens to your health.
You simply need to keep paying in every month throughout your life, as if you stop paying, your cover will end and you won’t get anything back.
Depending on how long you live, the cash sum paid out could be less than the total amount paid in premiums.
PLUS
The first month’s premium is free.
You can choose a gift to welcome you into the Plan.
You’ll have access to Careline, a confidential health information line
Funeral Option: You have the option of using your Plan to pay directly towards your funeral.
